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Doucefleur / Getty Images/iStockphoto When it comes to financial planning, many people don’t kWhen it comes to financial planning, many people don’t know how to go about it in a way that lets them build wealth or financial security. Because of this, a lot of people turn to financial planners to help get them on track and achieve their short- and long-term financial goals. Unfortunately, just having a financial planner isn’t always enough. Even with the best advice, a lot of people struggle to break their bad money habits and build better ones that help them gain some much-needed financial independence.now how to go about it in a way that lets them build wealth or financial security. Because of this, a l…

Financial stability is a key aspect of a secure life, yet many find themselves in precarious situations due to certain common mistakes. If you’re afraid to fall into the empty pits of a wallet, you’re not alone. In fact, according to the Administrative Office of the U.S. Courts, bankruptcy filings totaled 418,724 in the ending filing year of June 2023. There’s ways to prevent a lonely bank account, but the only way to prevent a crash is to know the warning signs ahead. Here are six of the fastest and most prevalent ways people end up facing financial ruin: